Innholdsfortegnelse for You Retirement i You South Africa

IT’S been two years since she swopped her white lab coat for colourful foodstained aprons. These days, instead of burying her nose in research material, she spends her time hitting the beach with her three-year-old grandson. And it’s fun. This is something Debbie Abrahams (56) hadn’t expected. In fact, when faced with retirement she was full of fear about what life would hold – especially financially. As a former senior scientific officer, Debbie has an impressive career in microbiology and immunology behind her. She’d worked hard to achieve her goals and hit many professional milestones. Yet she wouldn’t trade retirement for all the accolades in the world. Debbie says she loves every minute of her carefree days, especially since she can devote more time to her children with husband Denzil…

HE SIMPLY can’t understand why some people dread retirement. Cecil Peters, a former principal from East London in the Eastern Cape, spent years looking forward to this phase of his life. And when it finally rolled around, it was just as wonderful as he’d always expected it be. “For me, retirement was like getting that reward you’d worked for your whole life,” says Cecil (62), who retired two years ago. During his long teaching career he was always busy – from Sunday evenings, preparing for the week ahead, until late on Fridays. But now he at last has time for himself. It’s like a blissful long weekend that never ends, he says. Since his wife, Isabelle (59), retired from her job as a private hospital manager last year, the two…

A fresh start means you get to choose your new setting based on your budget and preferences – and still be close to your loved ones YOU’VE worked hard your whole life, so when you think about retirement, it’s important to think about it as an exciting new chapter – not the beginning of the end. Where you’ll live is an important factor and continuing your lifestyle – or enriching it even more – is vital. Traditionally, retiring meant leaving the neighbourhood where you grew up, lived and worked all your life and moving into a remote little seaside home, or relocating to an old aged home at the edge of the world. Not surprisingly, many retirees reversed these processes quite quickly, as soon as they realised that waking up…

’M LONELY – it’s not something that’s easy to admit, to yourself or to others. But for many retirees it’s a sad reality. Active days spent interacting with others and losing yourself in work are suddenly over. Family members can sometimes be too busy getting on with their own lives to spend much time with you. Days or even weeks go by without social engagements and somehow you find yourself in a vacuum. It’s one thing to be on your own and happy with your own company. But it’s a completely different thing to feel lonely, which can be distressing and take its toll on your health. In his book Loneliness: Human Nature and the Need for Social Connection, the late John Cacioppo, a psychology professor at the University of…

SO YOU think the answer to a good, long life is to eat well, drink moderately and do brain-boosting things such as crossword puzzles. Well yes, all that is important, of course. But there’s a simpler way – and it’s a whole lot more fun. Have sex. Simple as that. Just because you’re getting older doesn’t mean you should stop doing the deed. In fact, there are so many advantages to a regular roll in the hay you’ll be upping your ante in the bedroom faster than you can say “lie back and think of England”. Apart from providing a kingsize bed full of benefits, having frequent frolics when you’re older than 50 can actually make you sharper. It’s true: clever people from top universities in the United Kingdom have…

Several years ago I wrote a book on the soul of medicine, and in the research phase I interviewed many healthcare workers and patients. One of the things that struck me most in talking to patients was a common sentiment. Many wished they didn’t have to go through the pain and anxiety of illness, but at the same time they said it was the best thing that could've happened to them. Being sick forced them to reconsider their lives, especially the way they spent their time and how they handled their relationships. After having a taste of mortality, they felt the need to change and make life count. They sensed the preciousness of every day and saw past the minor issues in their marriages and families to the priceless value…

MOST people shudder at the thought of doing a marathon, regardless of their age. Walking or running 42km just seems too much of a challenge, but not so for 94-year-old Cecily Rootenberg. The Johannesburg grandmother of four has walked a number of marathons since joining Run/Walk for Life at 65. “I joined to keep up my fitness. Since then I’ve done many half-marathons, marathons and ultramarathons,” she says. Through the years she’s competed with the Central Gauteng Athletics team at provincial walking championships and last year she broke a world record in her age group in the 20km race. “I’m the only one in my age group. That’s why they have to take me. They’re assured of at least one gold medal,” she jokes. These days Cecily tries to walk…

Starting from 1, use the clues provided to fill in the grid in a clockwise direction with four-letter words, working your way to the centre of the spiral puzzle. The last letter of each word becomes the first letter of the next. If you’ve correctly filled in the grid there should be a seven-letter keyword reading across from 8. We’ve filled in the first two answers in the first puzzle to get you started Solutions are on page 93 NO 1 Keyword clue: A month of the year 1 Flat circular plate 2 Cot 3 Tolerate 4 Cut or harvest 5 Tablet 6 Lacking firmness 7 Jump up and down on one spot on a stick 8 Implements used to propel a boat 9 Stop flow of a liquid 10…

Word Search is a great way to increase your vocabulary while having fun. Each one in this section has a theme and the list under each Word Search block gives the words you need to find. The words are horizontal, vertical and diagonal (both ways) Solutions are on page 96 NO 1 BREAKFAST Bacon Bread Butter Cereal Coffee Eggs Ham Hash browns Honey Milk Muffins Pancakes Porridge Tea Toast Waffles Yoghurt NO 2 FRUIT Apricot Banana Cherry Clementine Date Fig Grape Guava Lemon Mango Melon Orange Pineapple Quince Strawberry NO 3 LUNCH Bagel Hamburger Hot dog Lamb Lasagne Lentils Minestrone Noodles Pasta Prawns Quiche Salad Salmon Sandwich Tuna Wrap NO 4 DINNER Beans Boerewors Chops Curry Pie Potatoes Rice Roast chicken Soup Steak Stew Stir-fry NO 5 JAMES BOND MOVIES…

IT’S one of the biggest transitions of your life, a major milestone and a dramatic psychological barrier you have to cross. For certain people it’s a time to look forward to and to finally be free of the rat race while for others it’s a day they dread. For many it’s a bit of both. Retirement is something that affects every person who’s had a career and how you tackle it could determine how happily you live your life after your final day of clocking out. “I’m probably crazy but I’m dreading retiring in three years’ time,” an anxious reader recently told YOU. “I’m already in a state about what I’m going to do with all that extra time.” Rina Prenzler understands this all too well. She had a long,…

The article on page 18 discusses the financial planning you should do in your retirement. Use it in conjunction with this article when you plan your finances FOR most people retirement feels like something that’s so far off it’s not worth worrying about yet. But beware! Work projects keep you occupied, the days fly by and before you know it, your career has come to an end. Experts say thorough planning is the key to a successful and happy retirement. But what do you need to take into consideration? Retired American businessman and blogger Fritz Gilbert has compiled a handy checklist of everything you need to start thinking about in the last few years before retirement. “You don’t necessarily have to have everything worked out to the finest detail five…

Me-time is essential, but nobody wants to feel alone – embrace the perks of a safe environment with beautifully kept surroundings WHILE some take to retirement like a duck to water, others take a little longer to adjust. Lie-ins are lovely and having a lot of time on your hands is what dreams are made of, but not having a daily routine or regular interaction with work colleagues and friends, can leave you feeling isolated. Research shows that 56% of those who said they are lonely, admit to never speaking about their loneliness to anyone and 71% say that their friends and family would be astonished to hear that they feel this way. We are social beings by nature – and that’s what Oasis takes into account. Studies have shown…

WHEN you pictured retirement you imagined long, lazy lunches with friends and overseas holidays – but many pensioners discover the reality is a whole lot more complicated. For most people, finances pose the biggest headache as they try to adjust to life without a salary or other monthly income. But this doesn’t have to be the case. With a little forward planning you can avoid a lot of the common pitfalls and ensure your rands stretch far enough so you can do all those things you’ve been dreaming of. A NEW FINANCIAL REALITY Thanks to improved healthcare and standards of living, many people live longer today than previous generations. It’s not unusual for those in their seventies, eighties and even nineties to be living full, active lives. Despite this, many…

Oasis Life offers more than just a new home and exciting lifestyle – we look closer at the renewed take on retirement READY to embrace the perks of retiring in a secure community with all the luxury spoils you’ve always imagined? We’re sure it’s a resounding “Yes”. It’s important to think of retirement as the beginning of your life, not the end – so here’s to creating your dream life. It’s an exciting new chapter and so many questions arise. Especially whether you should join a retirement estate or not. www.oasislife.co.za FIVE BURNING QUESTIONS, ANSWERED 1 From what age can I purchase a home at Oasis Life? You can purchase a property from the age of 60. Younger spouses or partners are able to join you. It’s a question of…

YOUR home is where you make memories with your family, a refuge when the going gets tough – and the place where you can kick back and just be yourself. But as you approach retirement and your kids head out on their own, you may find there are parts of the house where you haven’t set foot in weeks. Later in life, the family home can bring you more problems than joy – and maintaining it can gobble up big chunks of your budget. For many it’s an ideal time to downsize. So what are the accommodation options available? Nico Swart, lecturer and author of Personal Financial Management, sums up your choices: “Stay in your home; rent out your house and buy retirement accommodation; or sell your house and buy…

IT’S a harsh reality for many couples. As the demands of career and daily life take their toll, finding time to spend together gets harder. You come home exhausted after a hard day at the office and time spent together is reduced to sitting plonked in front of the telly. Conversation goes by the wayside and you need to make a serious effort to set aside precious quality time. Then suddenly it all changes: the breadwinner retires, or a couple retire around the same time. Suddenly you’re getting under each other’s feet day in and day out. This is the predicament Helena*, a homemaker from Somerset West, is confronting. When he was working her husband, Marius*, was at the office during the day, and she came and went as she…

It’s fast becoming the leading retirement ownership model world-wide – learn more about securing properties in the new age LIFE Rights are changing how you own property. In a nutshell, acquiring a Life Right guarantees you security of owning and living in your property for the rest of your life – making it the most progressive, leading model for obtaining properties amongst retirees. In effect, you are ‘buying’ the life-long legal right to occupy your home or apartment – and you own this right as an asset. If you ever want to relocate, you may terminate this right, but it is not transferable to another person. Learn more about purchasing a Life Right at www.oasislife.co.za. THE ADVANTAGES OF BUYING A LIFE RIGHT ▪ It is the most affordable way to…

NO 1 Arrange the letters of the word given to form a new seven-letter word. Solutions are on page 98 NO 2 Arrange the letters of the word given to form a new seven-letter word. There’s more than one answer. Solutions are on page 98 NO 3 Arrange the letters of the word given to form a new seven-letter word. Solutions are on page 98 NO 4 Arrange the letters of the word given to form a new seven-letter word. Solutions are on page 98 NO 5 Arrange the letters of the word given to form a new 10-letter word. Solutions are on page 98…

Each puzzle contains a scenario, a list of clues, a grid (below the puzzle) and a solution table (below right). Use the clues to make logical deductions to work out which items belong together. After matching two items, tick the block they share and add crosses to all the incorrect blocks in both the across and down rows. When you’ve worked through all the clues, go back to the top and start again, as some clues make more sense the second time round. We’ve started the first puzzle. Should you get stuck, use the bonus clue below each grid. We recommend you work in pencil Solutions are on page 98 NO 1 THE WEDDING Linda has four bridesmaids at her wedding. Each bridesmaid can choose the colour of her dress…

WITH retirement comes the risk of falling into boredom and despair. Gone are your daily routines, interaction with colleagues and the sense of meaning you derived from your job. But with a bit of creativity and energy, this can also be a time of great joy and fulfilment, many pensioners say. Each of these senior citizens decided to do one thing differently – and it’s made a world of difference. IT’S ALL ABOUT ART In his 40 years as a fashion designer in Pretoria and Potchefstroom, Cronjé's hobbies were sketching and water-painting. But all that changed when he retired and bought himself an etch press and started collagraphy. This is a relatively unknown and unique painting technique involving oil paint and a press, he explains. “With this technique I have…

PENSIONER DISCOUNTS OLD age isn’t for sissies. Noticing a few more wrinkles and grey hairs or having your grandkids treat you as if you know nothing can be a bit of a blow to the ego. But there are perks to being over 60 – for instance, being able to take advantage of great discounts on everything from groceries to movie tickets, bus tickets and hotel stays. While everyone else is paying full price, you could score yourself as much as 50% off. You just have to know where to go. GENERAL RETAIL STORES ▪ Pick n Pay Over-60s can earn double Smart Shopper points on Wednesdays at certain Pick n Pays. ▪ Spar Check with your local Spar if they have any specials for over-60s. Because they’re franchises, not…

YOU’VE recently bid farewell to your nineto-five job. Not only do you have loads of free time on your hands, but if your pension hasn’t kept up with your salary you may be looking for ways to boost your monthly income. Here’s a handy list of hobbies and activities you can take up that will not only give you a new lease of life, but will also help pay the bills. TUTORING You’ve got all this knowledge. Why not share it? Retired schoolteachers who miss the fulfilment of developing young minds can offer after-hour tutoring lessons. It will keep your brain active and provide a valuable public service. Potential earning value: R100 an hour. KNITTING AND CROCHET Crafts are a wonderful way to keep busy and spark your creativity. Knitting…

T CAN be quite a shock to the system, being in the dating game again decades after you were “single and ready to mingle”. After years of the comfortable companionship marriage can provide, finding yourself out there trying to meet people can be nerve-racking and leave you feeling vulnerable and unsure of yourself. Whether you’re single again due to death or divorce, dating later in life has its unique challenges. A reader recently shared her feelings about her first date with a man she’d been chatting to on WhatsApp for a while but hadn’t met face to face. And her lament is one to which many women who’ve started dating again after years of being part of a couple can relate. “As I nervously tuck my hair behind my ear,…

YOU love your family and there’s nothing you wouldn’t do for them. So when your daughter is in a panic because her nanny is sick you’re there in a flash to look after your grandkids so she can go to work. And when lifts are needed to ballet, soccer and other extramural activities you’re happy to play chauffeur. Isn’t that what grandparents are for? Yes, it’s good to help but watch out, it could come back to bite you. Instead of doing all those things you were planning to do in retirement such as taking art classes, going to the theatre and catching up with friends, you could end up spending your days being little more than a glorified au pair. That’s why it’s important to set welldefined, healthy boundaries…

A HUNDRED candles on a birthday cake – it used to be a really big deal when someone reached this milestone but now it’s fairly commonplace. Worldwide, life expectancy is on the rise thanks to, among other things, better healthcare. But it’s not only about longevity, you also want quality of life. That’s why it’s important you check in with your doctor regularly so any problems you may have can be nipped in the bud. Prevention is better than cure and regular medical assessments and screening tests can catch “silent killers” such as high cholesterol and hypertension before complications arise. When it comes to cancer treatment too, early detection is key. “It’s generally accepted practice that healthy men and women from age 50 should go for a routine visit to…

There’s something wonderful about the labour of love that goes into completing a large crossword. But sometimes it’s great to give your brain a quick workout. If that’s what you need, these puzzles are perfect Solutions are on page 93 NO 1 ACROSS 1 In an unpleasant way (7) 6 Unconventional (9) 8 Reflection of sound (4) 9 Go away (command) (4) 11 Divides (9) 12 Manufactured by humans (3-4) DOWN 2 Religious devotion (7) 3 To impel (4) 4 Sickness (7) 5 Public dissent (7) 7 Situated (7) 10 YOU’s sister magazine (4) NO 2 ACROSS 1 Baby sheep (4) 4 Shape of an egg (4) 6 Stinging sea creature (9) 7 CD predecessors (9) 10 Examining to find similarities (9) 13 At this place (4) 14 Rests on…

The aim of these puzzles is to fit all the words in the lists into the corresponding grids. Start with words that will fit into only one spot or look at how potential words will intersect to work out their placement. We’ve filled in one of the words in the first puzzle to get you started Solutions are on page 96 NO 1 3 LETTERS Chi Get Lee Ski 4 LETTERS Char Espy Mutt Nick Obey Plot 5 LETTERS Abash Egypt lcing Knock Orbit Slyly Tease 6 LETTERS Grassy Kosher Pianos Razors Sharks Slogan 7 LETTERS Arrival Compose Overrun Passive Scholar Turtles 9 LETTERS Behaviour Emollient Overreach Slap-happy 11 LETTERS Impressionable Scrape together Kilimanjaro Electricity NO 2 2 LETTERS Am Ha 3 LETTERS Saw Tap 4 LETTERS Alms Clap Rail…

Use the clues next to the grids to work out the six-letter answers that need to be slotted into each clock-word puzzle. Fill in each answer towards the centre so each one ends in the letter in the middle (we have given the first two answers as examples). Moving clockwise from No 1, the letters in the outer circle will spell out the name of a well-known person (there are hints above the clues about the person’s name) Solutions are on page 98 NO 1 CLUE: HE’S A BRITISH ACTOR 1 Rubbish 2 Take as true without proof 3 Situate 4 Oar 5 Obstacle 6 Jaguar, eg 7 Revenue 8 Motor 9 Tyro 10 Spout 11 Whole 12 Easy NO 2 CLUE: HE FOUNDED PSYCHOANALYSIS 1 Sofa 2 Disregard 3…