Innholdsfortegnelse for 11-May-17 i You South Africa

THERE’S no such thing as good debt – experts are clear on that. But let’s face it, in this day and age it’s really hard to live without some sort of credit to help you get through the month. We know times are tough and we realised there just wasn’t enough info out there about what to do when you absolutely can’t avoid debt. Our excellent story on page 24 gives a clear outline of the pros and cons of certain types of debt and what other benefits they have so you can make informed choices the next time you’re in a financial bind. We’d love to hear from you what your experience with debt has been – does it scare you, do you live with it peacefully or are…

I want to join Lee’s Carl Strong Foundation (YOU, 13 April). My son-in-law was killed in a head-on collision at 5.30 am. The people in the other car were drunk and drugged. They ran away, leaving him to die. He had a young wife and two small children. We’ll never be the same again. Only the driver was charged and we’ve been told he’s out on bail and won’t do time. Why? Because he’s a first-time offender, they say. He’s also young. And get this: “He was drunk and therefore didn’t know what he was doing.” What’s wrong with this country? What’s wrong with the justice system? I want it to become so strong that victims become a minority instead of the other way around, with victims being locked up…

HOW IT STARTED Martin van Breda opens a bottle of wine. He and his sons, Henri and Rudi, watch TV while his wife, Teresa, prepares supper. Their daughter, Marli, is spending time in her bedroom. After dinner the men watch Star Trek 2. When the movie ends they head to their respective bedrooms. 1 Rudi and Henri are both using their laptops in their shared bedroom. Rudi falls asleep but Henri stays awake and watches the animated show One Piece. 2 After a long while Henri goes to the bathroom, taking his cellphone along to play games. While there he hears strange banging sounds. He goes towards the bathroom door to investigate. When he opens the door he sees the silhouette of a man standing between the two beds, attacking…

2 The number of travel bans on Muslim-majority countries Trump ordered but which were struck down by judges. 20 How many rounds of golf he’s played since his inauguration. During his campaign he took aim at Obama for the amount of golf he played. “I’m going to be working for you, I’m not going to be playing golf,” he said. 30 The number of executive orders he signed within his first 100 days. 41% His approval rating – an all-time low for a modern-day president. 77 How many words novelist Philip Roth says Trump has in his vocabulary. Linguists who ran his speeches through a computer program discovered Trump’s vocabulary is at the level of a nine-year-old’s. $54 billion (R702 billion) The increase in military spending Trump has proposed.…

Your relationship with money definitely affects your emotions and it can lead to a great deal of anxiety and stress, says psychologist Dr Rosa Bredekamp, who’s based in Stellenbosch in the Western Cape. When you get into debt and need to borrow more money to keep your head above water, you become entangled in a cycle. This is often when people ignore calls or letters of demand, she says, and this denial causes a staggering amount of anxiety and stress. There’s often a sense of loss of control over your life because you’ve lost control of your finances, she adds. Being secretive about debt isn’t a good thing, Cape Town-based psychologist Dr ST Potgieter says. “People do their families a lot of damage by hiding their debt,” he says. “You…

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‘True love comes quietly, without banners or flashing lights. If you hear bells, get your ears checked’– AMERICAN NOVELIST ERICH SEGAL HOW DO I TURN MY LIFE AROUND? Q I grew up in a bad neighbourhood where everybody bullied someone. In the environment I grew up in violence came naturally and I learnt to survive by being sneaky and dishonest. I even participated in a date rape along with some friends and at the time thought it was a laugh. Then the only person I cared for died a horrible death – my grandmother was murdered while I was out with my friends. She was a precious human being and tried her best to guide me to becoming a decent person. Now I feel I owe it to her to…

A All ages D Drugs H Horror L Language N Nudity P Prejudice PG Parental guidance S Sex V Violence LISTEN TO THIS! THE FATE OF THE FURIOUS: THE ALBUM VARIOUS ARTISTS Fast & Furious fans will want to get their hands on the soundtrack to the latest instalment in this blockbuster movie franchise. Hitmakers like Wiz Khalifa and Pitbull have come up with fresh tunes in various genres, from R&B and hip-hop to reggaeton. Standouts include G-Eazy and Kehlani’s Good Life and Pit-bull’s Hey Ma (featuring J Balvin and former Fifth Harmony member Camila Cabello). There are too many collabs and nothing comes close to the previous film’s hit, See You Again, but it’s an enjoyable album. NEW ON THE BIG SCREEN / THE FOUNDER BIOPIC. With MICHAEL KEATON,…

OVERSIGHT A traffic cop pulls over a woman driver and asks her for her licence. “Ma’am,” he says, “your licence says you must wear glasses when you drive.” “Well,” the woman replies, “I have contacts.” “I don’t care who you know,” the cop yells, “I’m writing you a fine!” THE SHORT OF IT A pregnant woman asks her boss if she can get the day off because she’s not feeling too well. He tells her the only time she’d be allowed to leave work is when she starts her contractions. “All right,” she says, “can’t, didn’t, shouldn’t, couldn’t, wouldn’t!” HOW IT WORKS A teacher is giving a lesson on blood circulation. Trying to clarify the matter she says, “Now, kids, if I stood on my head the blood would rush…

Try to keep an open mind when networking Mercury, master of the mind, moves back into your sign this week. It’s an opportune time to put on your thinking cap, whether to make plans for your future, give thought to your goals or design ways to strengthen your cash flow. You’re likely to come up with practical ideas and solutions. Networking with others could aid your quest, as long as you try to keep an open mind and are willing to consider their views. YOUR LUCKY NUMBERS 20, 39, 22, 19, 7, 45 FAMOUS BIRTHDAYS FOR A TAURUS: A GOOD GIFT WOULD BE . . . A full body massage. An embossed coffee-table book on gardening or plants. A generous deposit into their savings account. A reclining armchair. Sponsorship for…

GET THE LOOK A bold yellow top brightens any outfit. It’s the season’s hot colour and adds funkiness to stripes. We love how this navy top with red stripes adds a sporty touch to a girlie outfit. WEAR IT WITH Make sure your socks are visible so they become part of your fashion statement. STOCKISTS ACCESSORIZE 021-447-7718, ACKERMANS 0860-900-100, EXACT 0860-005-439, FOREVER NEW 021-419-4552, H&M 021-826-7300, MRP 0800-21-25-35, THE FIX 0860-101-048, WOOLWORTHS 0860-022-002, YOU SHOP AT SPREE.CO.ZA/YOU (OR GO TO YOU.CO.ZA AND CLICK ON SPREE), ZARA 021-302-1500. WE MAKE EVERY EFFORT TO PROVIDE ACCURATE PRICES BUT MISTAKES MAY OCCUR. YOU AND THE SUPPLIERS DO NOT BIND THEMSELVES TO THE PRICES PRINTED HERE.…

‘I’m not one of those people who’d have one Matisse . . . I have to have art that I love’ SHE was the undisputed queen of the bonkbuster, the bestselling author who made a fortune creating saucy lives for her glamorous heiresses – and it satisfied an appetite for personal luxury few could match. Jackie Collins, who died of breast cancer in 2015 aged 77, loved the finer things in life – jewellery, cars, furniture, art, you name it – and she didn’t hold back when it came to acquiring them. A sizeable chunk of the vast $180 million (about R2,3 billion) she amassed during her career went on snapping up prized items – and many of these treasured collectibles will go under the hammer on 16 and 17…

As a waiter I can never understand how some people can spend R700 on a bill and not leave a tip. It should be at least 10-15 percent of the bill. Come on, people! I studied for three years and have no other form of employment so I try to do my best and keep people happy. IRRITATED WAITER, EMAIL I’d like to comment on Alexa’s email about packers (YOU Say, 27 April). I too separate my goods at the till. Out of frustration I pack it myself to ensure perishables are separated from cleaning items and so on. When I worked in retail we were taught to keep various items together and prevent breakage. I appeal to managers of stores to train their staff in appropriate packing skill. CHERYL…

ALTERNATIVE FACTS On the defensive after his inauguration triggered the nation’s biggest political demonstrations since the Vietnam War, Donald Trump and his aides made patently false claims that record numbers had attended his swearing-in on 20 January. When photographic evidence showed they were lying, the Trump camp said they’d simply been presenting “alternative facts”. TRAVEL BAN Chaos reigned in February after Trump signed an executive order banning travellers from seven Muslim-majority countries from entering the US. When courts moved to halt the unconstitutional ban, Trump was furious. “Just can’t believe a judge would put our country in such peril,” he tweeted. “If something happens blame him and court system. People pouring in. Bad!” RUSSIAN TIES The FBI confirmed it’s investigating possible collusion between the Trump campaign and Moscow to influence…

THE pain is etched on her face and it’s clear she’s consumed with grief. Her hands are clenched into fists and pressing into her knees as she tries to bring her emotions under control. But it’s no easy task because she’s faced with a situation no mother wants to find herself in: she might lose another child if a heart donor can’t be found. Kgaogelo Masipa could barely stomach the loss of her beautiful Reshoketswe, who died just a month shy of her sixth birthday in 2009. But now she could face the same earth-shattering pain again – unless her son, Tumisho (3), gets a heart transplant soon. Like his late sister, Tumisho has been diagnosed with a heart condition and has a large hole in this vital organ. “I…

Do your homework before getting into debt by comparing your options. Ask your bank and financial groups about their credit options and make sure you know the interest rate of each option as well as the time period in which you have to pay the money back, says Letitia Watson, who writes YOU’s Your Money column. Many banks have user-friendly interest calculators on their website. Remember to check the term your interest rate is calculated on, for example monthly or annually. Interest charged monthly is compound interest while annual interest is simple interest, and simple is best when it comes to debt.…

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I don’t think any mother aims to be a single mom. I didn’t wish for that, but it happened – CHARLIZE THERON, ACTRESS MANAGE YOUR MONEY It’s easier to take control of your finances than you think, says Christelle Crous, a single mother from Cape Town. Create a budget that lists your income and expenses. Identify your big spends: a home or car that costs too much; unnecessary credit or shop card debts and reduce them. A financial adviser can draw up a personal financial plan that ensures your essential expenses are covered, prioritises your debt repayments and gets you to start saving. Some advisers just charge a consultation fee for their advice. INVOLVE YOUR KIDS Have a monthly house meeting with your children. Share your plans and challenges with…

GOOD NIGHT STORIES FOR REBEL GIRLS 100 TALES OF EXTRAORDINARY WOMEN By ELENA FAVILLI and FRANCESCA CAVALLO, Particular Books If you’re sick of reading stories to your kids about feeble princesses who do little more than sit in towers obsessing over their hair and waiting for princes to save them, this book is the perfect alternative. It tells the incredible tales of 100 real-life heroines who made waves in their respective fields. All the big names are here: from Cleopatra to Hillary Clinton, Marie Curie to Jane Goodall, Maria Callas to Miriam Makeba – and then there are wonderful women that many kids would never have heard about such as mathematicians, astronauts, writers, chefs, surfers, supermodels, tennis aces, rappers and tattoo artists. Even two pirates! Each legendary woman’s biography is…

SIGN OF THE TIMES Harry Styles It’s finally here! With his band One Direction on an extended break the British singer has released his much-anticipated solo debut single – and it’s a clear new musical direction for the 23-year-old singer. Gone are the carefree pop anthems we’ve come to know from him; this is a soft pop-rock piano ballad chronicling the life advice a mom who dies after childbirth passes on to her newborn in her final moments, and it’s an earworm of note. Harry’s self-titled debut album is due out on 12 May. WAY BACK TLC ft Snoop Dogg TLC are making a comeback! The iconic ’90s group recently released a track from their upcoming fifth album, due out next month. It was made with the help of crowdfunding…

A MOTHER’S LOVE After her dad’s death in a car accident when she was nine Zoe’s mom, Asalia, worked as a courtroom translator and hotel maid to support Zoe and her sisters, Mariel and Cisely. After living in the Dominican Republic for a while they moved to the US, where Zoe was teased about her mixed-race heritage. When she asked her mom what race she was, Asalia would say, “You’re Zoe . . . You’re my daughter, your grandma’s granddaughter,” Zoe (38) recalls. “She wouldn’t go, ‘You’re a woman of colour, always remember it; this world’s going to be rough.’ Why would she? Why stop my flight before I take off?” SISTERS DOING IT FOR THEMSELVES “I come from a family of tough women,” says Zoe, adding that she thrives…

YOUNG & AMBITIOUS She clearly knew what she wanted from an early age, stating her life goal at age 10 was “world domination”. MUSIC TO OUR EARS Zara (19) is no stranger to success. Before making it big worldwide she released two EPs and a string of multiplatinum singles. Last year she was featured on Tinie Tempah’s Girls Like and David Guetta’s This One’s For You. Now she’s back with the title track off her latest album, So Good (featuring Ty Dolla Sign) and the beautiful ballad Only You. WONDERFULLY WOKE The cheeky blonde attributes her frankness to her parents: “Both my parents are woke about what’s going on in the world.” FANS IN HIGH PLACES This self-proclaimed Beyoncé groupie has a celebrity fan club of her own. Nick Jonas…

HONEY bees are the only species that can make honey. Let’s learn more about these insects and the various roles they fulfil. HIERARCHY OF THE HIVE Honey bees are social insects. This means they live in large groups and have to work together in order to survive. There are three types of bees in a honey bee colony: the queen, the workers (females) and the drones (males). A colony usually consists of a single queen bee, a few thousand drones and tens of thousands of worker bees. The queen and worker bees develop from fertilised eggs and the drones from unfertilised eggs. The three kinds of bees each have a specific role or job to fulfil. The queen bee’s job is to lay the eggs – she can lay up…

1 It’s another boy! They wanted it to be a surprise, but singer DANNY K and his wife, LISA KOPPEL, both had an inkling of what the sex of their new baby would be. “They both had a feeling it was a boy and were thrilled – especially knowing how special it is for [big brother] Jayden to have a baby brother,” says Pam Koppel, Danny’s momager, of the arrival of her new grandson on 16 April. The couple didn’t reveal their new son’s name as he’d be named only after his bris (circumcision), according to Jewish custom. It seems JAYDEN (2) has settled into his new role with ease. “He’s been phenomenal,” Pam says. “He’s a gentle child so he’s been great in his interaction with the baby.” 2…

‘I love taking pics and posting them on social media’ – KIM KARDASHIAN IT SEEMS even by plastic surgery standards KIM KARDASHIAN’s famous derrière has become too big! A day after un-airbrushed pictures emerged of the reality TV star in a bikini while on holiday in Mexico, Kim (36) seemed unfazed by the furore as she strolled on the beach again in another Dior two-piece (LEFT). But now cosmetic surgeon DR AARON ROLLINS, who’s believed to have worked on Kim, has chimed in, saying her bum is “very big, maybe too big. Let her serve as a lesson to anyone who wants to make a body part bigger. If they have cellulite there before the procedure it will be there afterwards too”, he explained to the UK’s Mail Online. “Fat…

Congrats to singer CIARA (31) and her hubby, American football player RUSSELL WILSON (28), on the birth of their first child – a daughter named Sienna Princess Wilson. The Love Sex Magic hit-maker announced the birth on Instagram with a pic taken by Russell of her at the beach. “Dear Sienna Princes Wilson, no matter how big the wave we’ll always be your calm in the storm,” she captioned the snap. Two days later the Grammy winner took to Instagram again to share a video of the couple called You Bring Us Peace. The tot joins two-year-old Future Zahir, Ciara’s son with her ex-fiancé, rapper Future .…

SERENA WILLIAMS (35) defended herself against former world No 1 tennis player ILIE NĂSTASE after the Romanian commented on her unborn baby’s race. At a news conference, Ilie (70), who coaches Romania’s Fed Cup tennis team, spoke about Serena expecting her first child with her fiancé, Reddit co-founder Alexis Ohanian (34). “Let’s see what colour it has – chocolate with milk?” he said. Serena responded with an Instagram post in which she quoted American civil rights activist Maya Angelou’s poem Still I Rise. “Does my sassiness upset you? Why are you beset with gloom? You may shoot me with your words . . . You may try to kill me with your hatefulness but still like air, I rise.” SERENA’S RESPONSE ILIE NĂSTASE “Let’s see what colour [Serena’s…

To celebrate the first anniversary of her hit album Lemonade, BEYONCÉ (35) is giving away scholarships to four lucky young women to study at top institutions in the US. But there’s a catch: they must pursue a course in creative arts, literature, music or African-American studies. In a statement on her website the pop star says she wants the scholarships “to encourage and support young women who are unafraid to think outside the box, and are bold, creative, conscious and confident”. BILL COSBY (79) has announced he’s blind. In a recent interview the comedian and actor, who hasn’t spoken publicly in two years, told how he awoke two years ago and said to his wife, Camille, “I can’t see.” Doctors later confirmed there was nothing they could do. The news…

OVER THE HILL? NOT ME IT WAS with great interest that I read the letter from 76-year-old Lonely (YOU Say, 27 April). I recently called a 71-year-old gentleman who was looking for a “sincere friendship”. When he learnt that I lived one and a half hours from Cape Town where he resides he decided it was too far for him to even bother with a possible meeting. It took a huge amount of courage on my part to pick up the phone and make that call. In fact, after I saw his ad it took five whole days for me to pick up the phone. I was so dejected afterwards as I too would love to meet like-minded people. I long for good company, a walk on the beach, a…

THE WALL It was the key promise of his campaign. If he won, he said, he’d build an “impenetrable, physical, tall, powerful, beautiful, southern border wall” between the US and Mexico. But with estimates now showing this 3 200-km construction project would cost about $25 billion (R325 billion), Trump seems to be backpedalling as opinion polls show 60 percent of Americans are opposed to the idea. OBAMACARE True to his word, just hours after being sworn in he signed an executive order to begin the process of dismantling the Affordable Care Act (Obamacare). But the Republicans ran into problems when it came to light that the new American Health Care Act, which they planned to implement in its place, would see an estimated 24 million losing health cover over the next…

‘Remember certain types of transactions attract interest from the day they’re made, such as forex and cash withdrawals’ AVOID debt as much you can. It’s good advice. Debt can accumulate quickly, silently creeping up on you until it becomes a monster that keeps you up at night. In today’s struggling economy especially, debt is best avoided like the plague, experts warn. But what if you simply can’t avoid it? Food seems to cost more every week, the petrol price has just gone up and your annual salary increase hasn’t kept up with inflation for years. There was a time when your income could get you through the month but lately it’s often spent well before your next payday. So what should you do if you simply have to borrow money…

MENU >BILTONG AND BLUE CHEESE TRAY BAKE > SMOKED FISH SAVOURY TART > SESAME CHICKEN STRIPS > PHYLLO STACK > MINI PIZZA MUFFINS > TEA BISCUITS > TURKISH ROCKY ROAD > BERRY AND THYME SCONES > LEMON TIRAMISU > SUMPTUOUS CUSTARD CAKE WITH SALTED CARAMEL 1 BILTONG AND BLUE CHEESE TRAY BAKE MAKES ABOUT 24 SQUARES  Preparation: 15 min Baking: 45 min 5 extra-large eggs 500 ml (2 c) buttermilk 180 ml (¾ c) olive oil 500 g (3½ c) self-raising flour 420 g (3 c) cake flour 10 ml (2 t) bicarbonate of soda 10 ml (2 t) baking powder 5 ml (1 t) salt 3 ml (generous ½ t) paprika 250 ml (1 c) sultanas, soaked in a little water until softened 500 ml (2 c) tender beef…

1 Where do I get professional help? Contact financial advisers through accredited organisations such as the Financial Planning Institute (fpi.co.za). The National Credit Regulator (ncr.org.za) has debt advice and listings of debt counsellors. 2 What about retirement? Women generally live longer than men so should save more than men. Get expert advice to ensure you save enough in saving vehicles such as retirement annuities and pension funds. 3 What is Fundisa? This joint venture by the government and the Association for Savings and Investment SA (Asisa) offers a savings account for tertiary education for kids from households with an annual income below R180 000. Your savings can increase with an additional sum of up to R600 a year. 4 Is my will up to date? You can make provision for…

THE SECRET LIFE OF PETS 2016. 91 min. PG V. Animated comedy. R129* The title of this latest offering from the “humans behind Despicable Me” pretty much explains the premise – it’s an imagining of what our pets might be getting up to when we’re not home. More specifically, what New York apartment dwellers’ pets do once the door shuts behind their owners. The main character is Max (voiced by comedian Louis CK), a Jack Russell terrier whose life is turned upside down when his beloved owner, Katie (Ellie Kemper), brings home a shaggy mongrel named Duke (Modern Family’s Eric Stonestreet) from the pound. To say it’s not love at first sight for the two pooches is an understatement. Max then contrives a plan to get rid of Duke –…

GEMINI MAY 21 – JUNE 20 If you’re not careful, spreading yourself too thin might be counter-productive this week. Chasing too many visions at once could dissipate your focus and leave your goals out of reach. With your personal year coming to an end it’s time to slow down and reflect on the 12 months gone by. Give thought to the one ahead – this week is one for dreaming rather than doing. YOUR LUCKY NUMBERS 7, 27, 11, 26, 44, 30 CANCER JUNE 21 – JULY 21 If you’re a true Cancer, chances are you’re caring and nurturing – traits that are best expressed through humanitarian deeds this week. You might want to help at a local soup kitchen, volunteer at a charity or do your own bit to…

‘Jesse wants to do whatever he thinks will make him a bigger star’ – INSIDER TONGUES are wagging about JESSE WILLIAMS (35). The Grey’s Anatomy hunk recently filed for divorce from his wife of five years, real estate agent ARYN DRAKE-LEE, and has been linked to actress MINKA KELLY (36). The actors were in Paris recently working together on a project and were apparently “hanging out a lot”, leading to speculation they might be more than just friends. Many of Jesse’s fans have expressed outrage that he’s leaving his wife – whom he’s been with for 13 years and with whom he has two kids, three-year-old Sadie and 19-month-old Maceo. But a source close to the couple says the actor feels their relationship has “played itself out”. Other insiders paint…

TRIBECA FILM FESTIVAL DKMS BIG LOVE GALA BILLBOARD LATIN MUSIC AWARDS STAR LOOK French model and Miss Universe 2016 IRIS MITTENAERE shone in a yellow dress that was perfect for Project Sunshine’s New York benefit, which raises funds for kids facing medical challenges.…