Zahra
31, sales manager, and mother-of-one, and pregnant with #2
When it comes to saving, I allocate 50 per cent of my salary on essential needs, 30 per cent on savings, and 20 per cent on insurance and emergency expenses
Grace Lim
49, realtor at OrangeTee & Tie, and mother-of-two
Consolidate your spending by sticking to one or two credit cards so that annual membership fees on these well-utilised cards may be waived more readily by banks
Joyce Cher
52, business development manager, and mother-of-two
Always spend within your means, and avoid zero interest bank instalment plans - if you lose your job down the road, it sucks having to continue paying for a sofa you bought a year ago. So when I really need to buy something costly, I…
