Some travellers still downplay the importance of travel insurance, especially for short getaways. However, emergencies can happen any time and anywhere. Without proper coverage, a medical crisis overseas – especially in places with limited healthcare – could require costly evacuation or repatriation.
THE DIFFERENCE BETWEEN MEDICAL COVERAGE AND TRIP PROTECTION
Medical coverage addresses health emergencies – from hospitalisation and treatment to evacuation and repatriation. Some plans even cover urgent dental care, which can be crucial. In countries like the US, where healthcare costs are steep, solid medical insurance can prevent huge out-of-pocket expenses.
Trip protection, on the other hand, offers peace of mind against cancellations, delays or disruptions. It covers lost baggage, missed connections, and even travel agency insolvencies. For trips involving non-refundable bookings or destinations prone to natural disasters,…
